Analysis and assessment of efficiency of measures to stabilise the situation in the mortgage market

Abstract


The paper presents the analysis of the situation in the mortgage crediting market in Russia in conditions of the world financial crisis 2007-2009. The measures aimed at reviving the mortgage crediting market and solving the housing problem of the middle class of the population proposed by the Government of the Russian Federation in the framework of mortgage state support have been studied. The impact of reducing the interest rate on the amount of effective demand of the population has been analyzed. The expediency of the state measures to stabilize the situation in the mortgage market has been confirmed. The choice of the problem of mortgage crediting and housing is not accidental as this subject is one of the most urgent for the domestic economy in the conditions of crisis.


About the authors

A. V. Kirillov

Samara State Aerospace University

Author for correspondence.
Email: kav@amv.ru

Russian Federation

T. S. Korostlyova

Samara State Aerospace University

Email: Korosteleva75@mail.ru

Russian Federation

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