Designing a model of mortgage lending for objects of spareholding housing construction

A description of the house building market in Russia during the crisis and post-crisis period is given in the article. The population's demand for the improvement of housing conditions is shown. An imbalance between the increasing demand and the decreasing volume of commission of houses is shown. The mechanism of mortgage lending to eguity participation in building is proposet as the priority method of solution of the housing problem and a way of encouraging the development of the construction sector. The model of organizational cooperation of mortgage market parties supported by the government while lending to the objects of equity participation in building is developed. The scheme of financial cooperation of mortgage deal parties in the process of lending to the objects of equity participation in building is presented.