MANAGEMENT BY CREDIT RISKS IN THE COMMERCIAL BANK
- Authors: Uchaeva E.A.1
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Affiliations:
- Department of Economics, Samara State University, Samara, 443011, Russian Federation.
- Issue: Vol 5, No 8 (2014)
- Pages: 106-110
- Section: ECONOMICS
- URL: https://journals.ssau.ru/eco/article/view/5550
- DOI: https://doi.org/10.18287/2542-0461-2014-0-8-106-110
- ID: 5550
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Abstract
In the article the credit risk of a commercial bank is viewed: notions, types and its peculiarities are described. Management by credit risks is defined as an important task in ensuring stability of activity of a commercial bank. On the example of OJSC «Sberbank of Russia» methods of successful estimate and minimization of risks: attraction of data of the pension fund of the Russian Federation, increasing of credit borrower requirements and numerical cancellation of the approved claims, use of the computer programme «Credit factory» are viewed.
About the authors
E. A. Uchaeva
Department of Economics, Samara State University, Samara, 443011, Russian Federation.
Author for correspondence.
Email: morenov.sv@ssau.ru
References
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